Thousands of people from all walks of life find themselves involved in car accidents each and every year, oftentimes because of the negligence of someone else. In some case, a car accident proves to be not particularly serious. No one sustains any real injuries and the damages are of an amount that will be covered by an insurance company or companies. However, in may instances, serious consequences arise in the aftermath of an accident. Following a car accident, three signs exist that a lawyer needs to be hired.
Car Accident Causing Injuries
If a person sustains injuries in a car accident as the result of the negligence of someone else, that individual needs to seek legal counsel. The reality is that attempting to obtain appropriate compensation for damages and injuries arising from a car accident is not an easy task. Ultimately, only a seasoned, experienced attorney truly is in the position to be able to properly negotiate a suitable settlement with an insurance company or pursue effective litigation should the need for a lawsuit arise.
Another situation in which a person injured in a car accident must seriously considering hiring an attorney is when the negligent party either lacks insurance all together or is underinsured. The fact is that a surprising number of people take to the roadways without first procuring appropriate insurance.
In the absence of a negligent driver having appropriate insurance coverage, an attorney is vital to aid an injured person in ensuring that other potential avenues through which compensation can be obtained are pursued. For example, a negligent driver might have umbrella coverage associated with a homeowner’s insurance policy that might be available to provide compensation and coverage to address an injured person’s damages.
Problems with Insurance Company
A common problem that occurs in the aftermath of am automobile accident is an insurance company taking steps to prevent an injured person from being able to obtain an appropriate settlement of a claim. When that occurs, a person best protects his or her rights or interests by engaging the services of a tenacious, experienced personal injury lawyer. In this type of situation, a person should not delay in seeking legal counsel. The fact is that there are different deadlines associated with an insurance claim and with filing a lawsuit that must be met. The failure to meet one or another of these deadlines can result in a person being prevented from ever obtaining appropriate compensation for injuries.